Welcome to Home Harbor!
	Using this site and its sections/features is subject to the following terms of service, which may be changed by us at any time without prior notice.
	GENERAL
	Each user by accessing, browsing or using this web site, by downloading or use of material from it, and/or engaging in any other activity thereon, agrees to be bound by the terms and conditions that follow:
	Home Harbor does not warrant the completeness, timeliness or accuracy of any of the content contained in this web site and may make changes thereto at any time in its sole discretion without notice. Further, all information conveyed hereby is provided to users as is. Home Harbor shall not be liable for damages of any kind related to the use or misuse of information provided herein.
	Home Harbor assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, a visitor's computer equipment or other property on account of a visitor's access to, use of, browsing in, or downloading of anything from Home Harbor.
	IN NO EVENT SHALL HOME HARBOR OR ANY OF ITS SUBSITES /SECTIONS/FEATURES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF THE USE OF THIS WEB SITE OR ANY LINKED WEB SITE. THIS INCLUDES WITHOUT LIMITATION LOST PROFITS, BUSINESS INTERRUPTION, DAMAGE TO EQUIPMENT, COMPUTER PROGRAMS, OR INFORMATION SYSTEM, OR THE LOSS OF ANY INFORMATION OR DATA.
	CONTENT
	Home Harbor currently provides users free access to information and communication resources (services). The user understands and agrees that these services may include advertisements and that these advertisements are necessary for Home Harbor to provide the service.
	Unless stated otherwise, any new features that will be added to the current services, shall be subject to these terms. The user understands and agrees that services are provided AS IS. Home Harbor assumes no responsibility for the timeliness, deletion, misdelivery or failure to store any user communications or personalization settings.
	Home Harbor might have content that could be inappropriate for children. Parents are solely responsible for guiding children in using such content. The user understands that all information is the sole responsibility of the person from whom such content originated.
	For terms covering our section on health, read our Health Alert disclaimer.
	PRIVACY
	Information provided to Home Harbor concerning this web site will be received by Home Harbor on a non-confidential basis; Home Harbor reserves the right to use such information in its sole discretion.
	FORUM and E-MAIL
	Users are entirely responsible for all content that they upload, post, email, transmit or otherwise make available via the web site.
	Home Harbor does not control the content posted via the service and, as such, can not guarantee the accuracy, integrity or quality of such content. The user understands that by using the service, he/she may be exposed to content that is offensive, indecent or objectionable.
	Under no circumstances will Home Harbor be liable in any way for any content, including, but not limited to any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the service.
	Home Harbor does not pre-screen content, but it shall have the right and the sole discretion (but not the obligation) to refuse or remove any content that is available via the service. Without limiting the foregoing, Home Harbor shall have the right to remove any content that violates these terms or is otherwise objectionable.
	The user agrees that Home Harbor may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of Home Harbor, its users and the public.
	Home Harbor users also agree to follow storage requirements and limits for electronic messages transmitted through the service. Home Harbor reserves the right to delete accounts that are inactive for an extended period of time. Home Harbor also has the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
	Home Harbor reserves the right at any time to change or discontinue, temporarily or permanently, its services with or without notice. The user agrees that Home Harbor shall not be liable to him/her or to any third party for any modification, suspension or discontinuance of the service.
	LINKS
	Links to external Internet sites may be provided within the Home Harbor web site as a convenience to users. Home Harbor is not responsible for the content of these external sites. The listing of an external site does not imply endorsement of the site by Home Harbor.
	Copyright Home Harbor 2001. All rights reserved
	Home-Harbor Inc., an affiliate of Magsaysay Maritime Corporation